Split expenses.
Settle instantly.
Other apps tell you who owes you and stop there. Settld calculates and executes the payment in USD₮ directly from your wallet.
- You put in what you paid for.
- Settld works out who owes what.
- Everyone pays. Done.
Your money is yours
We never custody your balance. Your wallet lives on your device.
Instant payments
The money moves right away. It isn't an IOU.
No ETH, ever
Network fees are paid in USD₮. No absurd second token.
Real settlement.
We are not a grocery ledger. Others calculate; Settld collects and transfers.
No ETH, ever.
Network fees are paid in USD₮. Nobody needs an absurd second token.
Self-custodial.
Your wallet lives on your device. We only store your public address.
One number per person.
Debts running both ways cancel out. If you owe them and they owe you, all that is left is the difference.